Private digital banking

Banking, cut
from light.

Give your money a finer home — prismatic cards, instant European payments, and savings vaults that grow while you sleep.

Open your accountExplore the cards

Aurora

•••• •••• •••• 4102

Card holder

PRIVATE CLIENT

Expires

09/29

Frost

•••• •••• •••• 0935

Card holder

PRIVATE CLIENT

Expires

11/28

Instant transfer

+€1,200.00

2.4M

members across Europe

€8.1B

safely deposited

4.9★

App Store rating

31

countries served

Private banking

Everything your money needs. Nothing it doesn't.

Instant everything

SEPA Instant transfers that land in under eight seconds, day or night, weekends included.

Cards cut from light

Prismatic Aurora, Prism and Frost cards with real-time controls, freeze, and per-card limits.

Vaults that grow

Dedicated savings vaults earning up to 3.6% APY, paid monthly, withdrawable anytime.

Security, invisible

Biometric sign-in, device binding, and 24/7 fraud monitoring on every transaction.

The collection

Three cards. One spectrum.

Aurora

•••• •••• •••• 4102

Card holder

YOUR NAME

Expires

09/29

Aurora

Metal · invitation

  • 1.5% cashback everywhere
  • Unlimited instant transfers
  • Concierge & lounge access
See it in the app

Prism

•••• •••• •••• 7781

Card holder

YOUR NAME

Expires

09/29

Prism

Everyday flagship

  • 0.5% cashback everywhere
  • Freeze & limits in one tap
  • Subscriptions guard
See it in the app

Frost

•••• •••• •••• 0935

Card holder

YOUR NAME

Expires

09/29

Frost

Starter · free forever

  • No monthly fee
  • Instant virtual card
  • Spending insights
See it in the app

Vaults

Save with intent.
Grow at 3.6% APY.

Split your salary across named vaults the moment it lands. Interest accrues daily, pays monthly, and your money stays withdrawable — always.

Explore vaults

Alpine Escape

€5,240 / €8,000

3.6% APY · interest paid monthly

Rainy Day

€4,480 / €5,000

3.6% APY · interest paid monthly

New Studio

€3,115 / €12,000

3.1% APY · interest paid monthly

Deposit guarantee

Balances protected up to €100,000 under the European deposit guarantee scheme.

ISO 27001

Certified

PSD2 licensed

EU regulated

Security

Guarded like a vault. Felt like nothing.

  • Biometric everything

    Face and fingerprint sign-in on every device, with passkey support.

  • Real-time fraud shield

    Every transaction scored in under 40ms. Odd activity is held, not guessed.

  • Card controls you own

    Freeze instantly, set per-card limits, and switch online payments off.

Your money, in its finest light.

Open a private account in under three minutes. No paperwork, no branch, no fine-print games.

Open account